WIN Investment Philosophy

1. Formulate an allocation strategy based upon an acceptable level of risk.

2. Over 90% of returns are derived from allocation.

3. Diversify the portfolio and never own any one thing to get killed or make a killing.

4. Rebalance the portfolio to maintain the level of risk.

5. Have faith in the future – fear is the enemy of wealth in stock investments.

6. Have patience.

7. Have discipline – stay with the plan.

8. It is not the return that counts, but the attainment of goals that matters.